Terms & Conditions

Last Updated: January 1, 2025

Welcome to churchfield-trading-company.com. These Terms and Conditions ("Terms") govern your use of the Churchfield Trading Company website and services. By accessing or using our website, you agree to be bound by these Terms.

1. Use of Services

Churchfield Trading Company provides financial services including direct lending, business financing, and investment advisory services. By using our services, you represent that you are at least 18 years old and have the legal capacity to enter into binding agreements.

2. Account and Information

When you submit information through our website, you agree to provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of any account credentials and for all activities that occur under your account.

3. Financial Services Disclaimer

All financial products and services offered by Churchfield Trading Company are subject to eligibility requirements, credit approval, and other terms and conditions. Nothing on this website constitutes a binding offer to provide financing. Approval and terms may vary based on individual circumstances.

4. SMS Terms & Conditions

By opting in to receive text messages from Churchfield Trading Company, you agree to the following terms:

You consent to receive recurring marketing and promotional SMS/MMS messages from Churchfield Trading Company, sent using an automated telephone dialing system (ATDS). These messages may include offers, updates, alerts, and information about our financial products and services.

Message frequency varies; you may receive up to 4 messages per month.

Message and data rates may apply. Please check with your wireless carrier for details about your messaging plan.

Reply STOP to any message to opt out and stop receiving text messages.

Reply HELP for assistance or contact us at churchfield@churchfield-trading-company.com.

Consent is NOT a condition of purchase. You are not required to opt in to SMS messaging in order to use our services or make any purchase.

We are not responsible for any charges or fees assessed by your wireless carrier in connection with text messages. Message delivery is subject to effective transmission from your wireless carrier and is not guaranteed.

5. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Churchfield Trading Company and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our prior written consent.

6. Prohibited Activities

When using our website and services, you agree not to:

7. Limitation of Liability

To the fullest extent permitted by law, Churchfield Trading Company shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our website or services. Our total liability shall not exceed the amount paid by you, if any, for accessing our services.

8. Indemnification

You agree to indemnify and hold harmless Churchfield Trading Company, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of our website or violation of these Terms.

9. Third-Party Links

Our website may contain links to third-party websites. These links are provided for convenience only, and we do not endorse or assume responsibility for the content or practices of any third-party sites.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be resolved in the courts located in Santa Barbara County, California.

11. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective when posted on this page. Your continued use of our website after changes constitutes acceptance of the updated Terms.

12. Privacy

Your use of our website is also governed by our Privacy Policy, which describes how we collect, use, and protect your personal information.

13. Contact Information

If you have questions about these Terms, please contact us:

Churchfield Trading Company
3640 Sagunto St, Santa Ynez, CA 93460
Email: churchfield@churchfield-trading-company.com